Buying a home

If you want to buy your own home but think you can't afford it, then shared ownership could be the answer. These schemes are for those who can afford mortgage repayments but do not have the large deposit often required:

Local Authority Partnership Purchase (LAPP) scheme

UPDATE 1 SEPTEMBER: Due to a high level of interest, any new applications will now be placed on a waiting list for consideration should anyone already registered be deemed ineligible. These will be assessed on a first-come, first-served basis.

This new scheme which helps local people buy a home in the district.

You can buy up to 70% share of a home by obtaining up to a 90% loan to the value mortgage on your share. We, the Council, will buy the remaining 30%. You will then pay rent to us for this share of the property. 

The scheme is available on properties for sale up to the value of £375,000 and within West Oxfordshire. Potential buyers do not have to choose from designated properties or sites.

For more information, and to apply, see:

Help to Buy

The Help to Buy shared ownership or 'part buy/part rent' is a government funded scheme that helps people buy their own home. If you meet the conditions you can buy a share of a newly built property and pay a subsidised rent on the portion you don't own. You can then increase your share of the property if your financial situation improves but this is not compulsory. 

To be eligible you must meet the following criteria:

  • Be in housing need
  • Have an annual household income below £60,000
  • Not otherwise able to afford to buy your own home
  • Have savings of at least £2,500 to cover the costs of buying a home eg legal fees
  • Not own another property or have your name on the deeds of another property at the time of purchase
  • Have a good credit history.

Other criteria may apply.

You can register with Radian who are the Help to Buy agent for this area:

For more information see:

Local Authority Partnership Purchase scheme

Helping local people who can afford mortgage repayments but cannot buy outright or do not have a large deposit
Find out more

West Oxfordshire District Council
New Yatt Road
OX28 1PB